For self-build lenders and brokers

Stage releases are the mechanism that makes self-build possible — and today the cash-flow behind them is modelled by hand, if at all.

A structured phase-and-cash model per applicant

Phases mapped to your stage definitions, spend profiles, savings and income, with stress months and peak exposure — generated the same way every time.

Arrears and advance products, both modelled

The scheduler understands valuation lags, release shares and cost-based products, and shows the applicant where cash must bridge a stage.

Data, not decisions

Sketchr produces analytics for your underwriters and brokers. It does not make or imply a lending decision, and it sits outside regulated advice.

Roadmap: API access

A read-only API for partners in release 3, once the model has been calibrated against completed projects.

We want one lending partner for the pilot

A building society or broker willing to share stage tables and anonymised drawdown timing so the affordability pathway reflects how money is really released.